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Custom-build homes, crafted to suit buyers, may soon become part of the fabric of the housing market.

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Homes Property Newsletter

Creating your own home from the ground up is a monumental task. But there is another option for buyers seeking something more personal. With a “custom build”, you work alongside a specialist self-build developer.

The concept is a bit like baking a Victoria sponge from a mix. A lot of the work is done for you, but you do have a chance to put your personal stamp on things, and you save some money on the building costs and stamp duty.

Since custom build is a new concept, first introduced in 2011 in the Government’s Housing Strategy for England, individual developers are approaching it in different ways.

THE OPTIONS

You can buy an off-plan property which the developer will allow you to customise. Building firms can also gather a group of would-be homeowners who then become the clients, and the company acts as their contractor to help with finding a site and designing their homes.

Another option on offer at the moment would be to buy a house at Blenheim Grove , Peckham, a boutique development by Amiri Hooded Uppers Of Cottonjersey With Applications
on a once derelict plot. The land was bought by Inhabit last year and it now has planning permission to build five houses. It will build the super-structure of the homes, leaving the fitting out to the new owners.

Blenheim Grove
Blank canvases: Inhabit is building five homes at Blenheim Grove, Peckham

Prices start at £740,000 for a shell house (1,266 sq ft) which, when completed, could have up to four bedrooms. Fitting it out would cost from £75,000 — less if the owners are prepared to do some of the work themselves, more if they have designer tastes.

Gus Zogolovitch, managing director of Inhabit and a keen designer/developer of small spaces, estimates that buying a finished house would cost about £900,000 — representing a saving of about £85,000. There will also be a saving on stamp duty. Buyers of these custom homes only pay stamp duty on the land — the houses are tax-exempt as they are new-builds. This, says Zogolovitch, adds another saving of £22,000. He is now looking at more custom-build sites in Camden, Hackney and fast-improving Sydenham.

Services

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Home Energy Assistance Program

The Home Energy Assistance Program (HEAP) helps low-income people pay the cost of heating their homes.

If you are eligible, you may receive one regular HEAP benefit per program year and could also be eligible for emergency HEAP benefits if you are in danger of running out of fuel or having your utility service shut off.

Questions regarding the HEAP program should be directed to your HEAP Local District Contact .

HEAP may be able to help you if you heat your home with:

You can Lonsdale Jogginghose
benefits online, in person, or in writing.

The 2017-18 Regular HEAP benefit opened November 13, 2017.

Find out if you may be eligible and apply for programs and services.

If you are eligible, you may receive one regular HEAP benefit per program year to help you pay for heating your home.

Eligibility and benefits are based on:

Regular benefits for households that pay directly for heat based on actual usage are paid directly to the vendor that supplies the household's primary source of heat.

Your household may be eligible for a Regular benefit if:

The amount of the base Regular benefit will be increased by $26 if the household’s gross income is in the Tier 1 income range.

Tier I eligibility is based on gross income and household size, on the date of application the household's gross income must be at or below 130% of federal poverty level for the household size; or at least one adult household member must be in receipt of ongoing assistance through Temporary Assistance (TA), Supplemental Nutrition Assistance Program (SNAP) or code A SSI.

The amount of the base Regular benefit will be increased by $25 if the household contains a vulnerable individual (household member who is age 60 or older, under age 6 or permanently disabled).

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.

The 2017-18 Emergency benefit opened January 2, 2018.

Beginning February 12, 2018, a second emergency benefit is available for households who have exhausted both the Regular and first Emergency HEAP benefits and who are in a heat or heat-related energy emergency, as defined by HEAP and who meet the eligibility guidelines for emergency benefit assistance.

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